Credit.com compiled a list of five things they suggest to never pay using your credit card: college tuition, taxes, a big wedding, vacation, and medical expenses. They argued that credit cards are powerful financial tools, but they must be used carefully to avoid accumulating serious debt. On the other hand, you cannot predict all expenses and using your credit card maybe the best payment option. They suggest alternatives to fund each of these five items that would prevent you from accumulating ridiculously high interest rates and will not affect your credit score negatively. Payment options range from establishing payment plans to living within your means. The best advice that can be offered is to only charge items that you know you will be able to pay off when you receive your monthly statement.